Author: NBTC

According to analysts, if the Fed keeps interest rates unchanged in the first quarter of 2026, Bitcoin could face a sharp correction. BTSE COO Jeff Mei predicts that in this scenario, Bitcoin could fall to $70,000 and Ethereum to $2,400. According to Mei, although the FED has ended its quantitative tightening (QT) process as of December 1, 2025, and launched its Reserve Management Purchases (RMP) program covering short-term Treasury bonds, the steps to be taken on the interest rate side will be decisive for the markets. This program, which involves monthly purchases of approximately $40 billion, is considered by some…

As on-chain liquidity deepens and decentralized exchanges quietly absorb market share once dominated by centralized platforms, the question is no longer whether DeFi can compete—but how far it can go. Rachel Lin, co-founder and CEO of SynFutures, sits at the center of that shift. A former Deutsche Bank global markets executive and founding partner of Matrixport, Lin brings a rare blend of TradFi rigor and DeFi-native execution to decentralized derivatives. In this Q&A, she breaks down why order-book DEXs are closing the gap with CEXs, what recent exchange failures have permanently changed about user trust, and how on-chain markets could…

Aave is preparing for a major governance vote, as the platform will explore sharing part of its off-protocol revenue with AAVE token holders and submit a formal proposal to the community. The update, posted on January 2, 2025, immediately lifted market sentiment. AAVE jumped more than 10% on the day as traders reacted to signs of improved alignment between the development team and the DAO. What the New Aave Proposal Will Cover According to Aave Labs founder, the upcoming proposal will explain how revenue made outside the core lending protocol could be shared with AAVE holders. This revenue usually comes…

Data suggests neobanks will expand from roughly $149b in 2024 to $4.4t by 2034 as more services run fully on-chain, replacing slow cross-border systems with software rails.​ Summary Market projections show neobanking scaling past $1t by 2029 and to $4.4t by 2034, with growth driven by digital, mobile-first and on-chain banking models.​ On-chain neobanks run core operations directly on blockchains, offering 24/7 global payments, transparent ledgers and software-based scaling instead of branches.​ Analysts say these platforms could become foundational for internet-native economies, extending into payments, savings and asset management as adoption climbs. The global neobanking industry is projected to experience…

ONTO Wallet slipped out a short, unassuming tweet that actually matters more than its length would suggest. It tweeted, “ONTO Wallet and Changelly are partnering. We’re expanding exchange options in ONTO by working with Changelly. The Changelly integration will go live in January, with campaigns launching alongside it. More details coming soon.” On the surface, it’s a tidy product update. Underneath, it’s the kind of practical change that users notice every day. If you’ve ever bought a token in one place and had to hop through three different apps to move, swap, or spend it, you know how little frictions…

Blazpay, a popular AI-powered DeFi platform, has collaborated with Astroon, a Web3 entertainment and gaming entity. The collaboration focuses on combining blockchain-driven infrastructure with an interactive gaming experience. As Blazpay pointed out in its official social media announcement, the partnership is poised to boost innovation in the Web3 entertainment sector. Thus, the joint initiative could pave the way for a new epoch of gamified engagement to increase active participation and ownership. We’re excited to announce our partnership with @PlayAstroon 🤝Astroon is building a character-driven Web3 entertainment universe where gaming, storytelling, and community ownership converge bringing original IP to life across…

Exodus will launch a fully reserved, MoonPay-issued digital dollar in early 2026 using M0, powering Exodus Pay and a broader wallet–card payments stack under recent acquisitions. Summary Exodus is partnering with MoonPay and M0 on a fully reserved USD-backed stablecoin designed to power its ecosystem and upcoming Exodus Pay feature.​ The stablecoin underpins Exodus’ $175m acquisition of W3C Corp, Baanx and Monavate, creating an integrated wallets-and-cards payments stack.​ Launch details on networks and availability remain undisclosed, with the firms stressing transparency, full USD backing and easy stablecoin use for non-crypto-native users.​ Exodus Movement, a self-custody wallet provider, will partner with…

HTX says it kept core assets 100% backed for 38 months, as 2025 PoR data shows a 154% surge in user USDT and broader reserve audits. Summary HTX claims a 100% reserve ratio for core assets for 38 straight months, verifiable on-chain via Merkle Tree-based PoR audits.​ User USDT balances on HTX jumped from about 695M to 1.765B in 2025, signaling strong capital inflows, while Bitcoin holdings stayed broadly stable.​ The exchange added USDC and WLFI to its PoR scope and stresses a “100% Redemption” withdrawal policy alongside a public PoR page for real-time verification.​ Digital asset exchange HTX reported…

Gold-backed stablecoins have surged to about $4b in 2025, led by two tokens holding nearly 90% of supply as rising gold prices and a major issuer’s vault push tokenized bullion into the spotlight. Summary Catenaa News data shows gold-backed stablecoins near $4b in market cap, almost tripling since early 2025 as one token expands supply and overtakes its main rival.​ The top two tokens now represent close to 90% of tokenized gold, offering fractional claims on vaulted bars and tracking a spot market lifted by macro risk and central-bank demand.​ A major stablecoin issuer has quietly become one of the…

The US Senate has taken a significant step towards the long-awaited legislation regulating the cryptocurrency market. The Senate Banking Committee has scheduled a markup hearing on the bill regulating the cryptocurrency market for Thursday, January 15. A markup session is known as a committee stage in the U.S. Congress and refers to the formal meeting where a bill is finalized before being put to a vote. The date in question was first mentioned by Digital Chamber of Commerce CEO Cody Carbone during a live broadcast on December 19th. While multiple sources have confirmed the date, the official announcement is expected…