Author: NBTC

Morpho has released its Midnight white paper, open-sourcing a fixed-rate, fixed-term credit protocol aimed at scaling on-chain lending beyond volatile variable-rate markets. Morpho has formally released the “Morpho Midnight White Paper,” detailing a new non-custodial protocol for fixed-rate, fixed-term credit markets and simultaneously open-sourcing the full Midnight codebase on GitHub.In an announcement shared on X, the team framed Midnight as “a noncustodial protocol for fixed rate, fixed term credit markets,” positioning it as the next evolution of Morpho’s lending stack. According to Morpho’s own documentation, “Midnight is an intent-based primitive for peer-to-peer loans” that will initially facilitate fixed-rate, fixed-term loans…

Robert Kiyosaki said his attorney issued a cease-and-desist notice after someone used his name to present investment recommendations. The Rich Dad Poor Dad author said he shares his own holdings, including gold, silver, bitcoin, ethereum, oil, and cattle, but does not give financial advice. Key Takeaways: Kiyosaki said someone or a group used his name to present investment recommendations. His legal notice highlights his effort to separate personal holdings from investment advice. Future posts will still disclose his assets, but readers must decide independently. Kiyosaki Separates His Holdings From Investment Advice Robert Kiyosaki shared on May 18 on X that…

Japan’s regulated crypto market may be preparing for its biggest institutional expansion. Yet after financial giant SBI Holdings outlined plans for Bitcoin and $XRP exchange-traded funds tied to the Tokyo Stock Exchange. The proposal reportedly includes a dedicated Bitcoin-$XRP ETF alongside a hybrid gold-and-crypto investment trust. With SBI targeting roughly ¥5 trillion ($32 billion) in assets under management within three years of launch. Japan Moves Toward $XRP ETFJapanese financial giant SBI Holdings is preparing Bitcoin $BTC and $XRP ETFs for the Tokyo Stock Exchange, pending regulatory approval, per $XRP community figure Xaif.The proposal includes a dedicated SBI Bitcoin $XRP ETF…

Paul Graham, co-founder of Y Combinator, says Warren’s anti-crypto crusade was a ‘pure own-goal’ for Democrats. Y Combinator co-founder Paul Graham posted on X that Senator Elizabeth Warren’s sustained campaign against crypto was a “pure own-goal,” characterising it as a political miscalculation that cost Democrats credibility without slowing the industry’s development. Warren chose not to seek reelection in 2026 as the regulatory environment she had fought shifted sharply in crypto’s favour. “Warren’s anti-crypto crusade was a pure own-goal,” Graham posted, adding that the campaign had alienated voters and donors in a sector that moved toward mainstream institutional acceptance regardless. Warren’s…

Banca Sella said it became the first Italian lender to secure a crypto services license from the Bank of Italy under the European Union’s Markets in Crypto-Assets (MiCA) regulation. The private bank, which has 50 billion euros ($54 billion) in assets under management and more than 3.1 million customers, said it completed a formal 40-day notification process, clearing it to roll out crypto services to clients later this year. “Being approved as a crypto-asset services provider will enable Banca Sella to launch in 2026 a solution dedicated to the custody, transfer and receipt of digital assets aimed at selected categories…

With bitcoin down roughly 2.8% over the past seven days and the price touching a weekly low of $74,530 per coin, sleeping bitcoin wallets continue to awaken and relocate long-held funds. At block height 951160, 103.96 $BTC valued at $7.8 million at current exchange rates moved for the first time in more than 12 years. Key Takeaways: Bitcoin wallets from 2014 and 2017 moved 150.81 $BTC across multiple transfers on May 26. Coinbase received 53.96 $BTC from a 2014 wallet, raising potential sale speculation. Blockchair privacy scores of 45 and 55 suggest more dormant $BTC may soon awaken. Vintage Bitcoin…

A warning from one of decentralized finance’s (DeFi) early security figures has turned a difficult stretch of hacks into a broader test of how the industry can defend itself against artificial intelligence (AI). On May 27, Manuel Aráoz, co-founder and former chief technology officer of OpenZeppelin, advised investors to exit DeFi positions, including exposure to established lending protocols such as Aave, MakerDAO, and Compound. According to Aráoz, autonomous AI coding agents have widened the gap between attackers and defenders by making it easier to find vulnerabilities at scale. He wrote: “Coding agents are superhuman at finding vulnerabilities, and smart contract…

US financial institutions registered a net daily inflow of $860,960 into Dogecoin index funds. The total volume of assets under management for structured financial products linked to the cryptocurrency rose to $14.69 million. Specific funds like Grayscale’s GDOG and 21Shares’ TDOG concentrated the reported capital inflows. On Tuesday, May 19, ETF activity in the US recorded a 215% increase in interest toward Dogecoin ($DOGE). This reallocation coincides with multimillion-dollar outflows from Bitcoin and Ethereum exchange-traded funds. Data from SoSoValue reveal that net daily inflows into $DOGE-based financial vehicles reached $860,960, marking their highest point since April 10. The selective accumulation…

Crypto investigator ZachXBT has renewed scrutiny around BlockDAG. After alleging that projects connected to entrepreneur Gurhan Kiziloz extracted at least $350 million from retail investors. While failing to deliver core promises tied to the network’s development roadmap. Willingly choosing to gamble on Spartans is a simple iq test.Gurhan Kiziloz’s other project Blockdag Network pivoted to a casino recently after not shipping mainnet or miners for years (still claiming you’ll profit 300X via presale).Meanwhile he extracted at least $350M from… pic.twitter.com/AlAyhfW4ZQ — ZachXBT (@zachxbt) May 19, 2026 In a post shared on X, ZachXBT directly criticized BlockDAG and the Spartans casino…

President Donald Trump’s latest fintech executive order has placed crypto payment access at the center of U.S. financial policy discussions. The order calls on the Federal Reserve to review whether crypto firms should be granted direct access to U.S. payment systems, including Federal Reserve master accounts. The move has raised concern across the digital asset market, as it could affect how firms such as Ripple connect to the traditional banking system. For $XRP, the token tied to Ripple’s payment network, the review shows a possible shift from reliance on intermediary banks toward direct participation in national payment rails. Trump’s latest…