Author: NBTC

Cryptocurrencies have moved far beyond niche internet forums and early adopters. Today, they sit at the intersection of finance, technology, and regulation. However, their legal status still varies significantly depending on where you are. While most major economies now recognize crypto as legal, the way it’s regulated and how it’s used differs from region to region. Below is a breakdown of key markets and the real-world use cases shaping crypto adoption globally. United States In the United States, cryptocurrencies are legal but operate under a complex and evolving regulatory framework. Oversight is shared between agencies like the SEC and CFTC,…

DeFi yield has fallen to a much lower range in 2026, and was considered a sign of a maturing industry. However, the recent Drift Protocol hack raised the issue of technical risk and whether current yields offset the value of putting assets on-chain. DeFi yield has been sliding on most protocols, and the early days of high-return yield farming seem to be over. DeFi has become a more mature sector, where protocols rely on stablecoins and the predictable yield of tokenized bonds or money funds. Peak farming days often relied on new token issuance to offset risk, and traders would…

The US Federal Reserve (FED), in its March FOMC meeting, kept interest rates unchanged, in line with expectations, at 3.50-3.75 percent. The decision was made with an 11-1 vote, with Stephen Miran opposing it with a proposal for a quarter-point reduction. In his oral statements, FED Chairman Jerome Powell mentioned the possibility of raising interest rates due to the increasing risk of inflation after a long period, and stated that he plans to cut interest rates once each in 2026 and 2027. Powell stressed that a decline in inflation, particularly goods inflation driven by tariffs, is necessary before interest rate…

In brief Treasury Secretary Scott Bessent criticized some crypto leaders as “nihilists” for resisting the stalled Clarity Act. The bill remains stuck over disputes about stablecoin yield and President Donald Trump’s personal crypto ventures. With midterms approaching, lawmakers warn that time is running out to pass the legislation. U.S. Treasury Secretary Scott Bessent lashed out Thursday against crypto leaders still resisting the passage of the industry’s long-coveted Clarity Act, dubbing them “nihilists” who must be overcome to ensure the stalled bill’s passage. “A growing share of crypto development relocated to places with clear rules, such as Abu Dhabi and Singapore,”…

TermMax, a DeFi platform that streamlines DeFi borrowing, lending, and leveraging experience, today announced a strategic partnership with LI.FI Protocol, a multi-chain liquidity aggregation platform that simplifies asset transfers between different blockchain networks. Through this collaboration, TermMax combines its fixed-rate borrowing, lending, and leveraging platform with LI.FI protocol’s leadership in multi-chain bridging to introduce a new avenue for DeFi cross-chain liquidity and advance user experience. TermMax is a loan automated market maker built on Uniswap that facilitates DeFi borrowing, lending, and leveraging by providing one-click asset trading, customized pricing curves, and fixed-rate options. Its fixed-rate leverage solution streamlines DeFi borrowing…

The European Central Bank (ECB) said it is looking for experts to help draft rules about how a digital euro would work in everyday payments in anticipation of legislation approving a central bank digital currency (CBDC) and a decision by the bank’s governing council to issue one. The ECB opened applications for experts to help draft parts of the digital euro rulebook relating specifically to ATMs and card payment terminals used in stores, it said Thursday. ECB President Christine Lagarde said in December the bank had completed its technical and preparatory work on the digital currency and it was now…

SEC chair Paul Atkins says “Project Crypto” means the SEC and CFTC are ready to implement the CLARITY Act as soon as Congress passes comprehensive market‑structure reforms. U.S. Securities and Exchange Commission (SEC) chairman Paul Atkins has signaled that the agency considers itself operationally ready to implement the long‑discussed CLARITY Act, once Congress passes the underlying legislation. In a post on social media, Atkins said “the design goal of Project Crypto is that once Congress takes action, the SEC and CFTC will be ready to implement the CLARITY Act,” describing the work as a joint preparedness effort rather than a…

World Liberty Financial, the crypto venture co-founded by the Trump family, has executed a series of transactions through decentralized finance (DeFi) lending protocol Dolomite that raises questions about insider access, circular token economics, and concentrated risk to other depositors. Onchain records analyzed by CoinDesk, sourced from Etherscan, Arkham and publicly accessible wallet data, show the sequence began on Feb. 8, when $WLFI’s treasury deposited 14 million $USD1, its own dollar-pegged stablecoin, into Dolomite as collateral and borrowed 11.4 million $USDC against it. Minutes later, 11.45 million $USDC moved to a Coinbase Prime deposit address, per Arkham. Two days later, 12.5…

As AI agents become a bigger topic in crypto, Pranav Ramesh told CoinDesk that Nasdaq has already been using them across several sections of its business and has sharply expanded that use over roughly the past 18 months. Ramesh, head of options research at Nasdaq and co-founder and CTO of Leadpoet, said the most meaningful shift has been in trust. “AI agents are relatively new, probably being used more and more over the last six months,” he said, arguing that earlier systems hallucinated too often for sensitive enterprise workflows. He said Nasdaq is using AI agents in areas including market…

Three US senators have reportedly asked one of the people behind US President Donald Trump’s memecoin whether the president intends to “dangle access” to himself at a luncheon event, given he is already planning to attend the White House Correspondents’ Association Dinner the same day. According to a Thursday Politico report, Senators Elizabeth Warren, Richard Blumenthal, and Adam Schiff sent a letter to Bill Zanker, the individual behind the launch of the memecoin Official Trump ($TRUMP). The lawmakers questioned whether Trump had been leveraging his appearance at a luncheon event scheduled for April 25, which the memecoin project announced in…