Author: NBTC

A crypto-backed mortgage is a home loan that lets you pledge cryptocurrency, usually Bitcoin or $USDC, as collateral for the down payment instead of selling it. You get the house, your coins stay in custody, and you avoid a taxable sale. In most other respects it behaves like any ordinary mortgage. The idea moved from niche to mainstream this year. Coinbase (@coinbase) and Better Home & Finance (@betrmortgage), an AI-native mortgage lender, announced the first Fannie Mae-backed crypto mortgages in the United States in March 2026 and opened a waitlist. The first loan was funded on June 4, with a…

T. Rowe Price, the 89-year-old investment giant that manages approximately $1.9 trillion in assets for pension funds and retirement savers, has received SEC approval for its first ever crypto fund, and $XRP is one of the coins it picked. The fund, trading under the ticker TKNZ, is the first actively managed multi-coin crypto ETF launched by a major traditional financial institution. While Coinbase and Bitwise launching crypto products is business as usual, T. Rowe Price launching one is a different signal entirely. This is a firm that built its reputation managing retirement savings, the kind of money that cannot afford…

Payward, the parent company of crypto exchange Kraken, has won a $22 million arbitration award against former auditor Mazars USA and asked the Delaware Court of Chancery to enter judgment on the award, according to a letter published Tuesday by co-CEO Arjun Sethi. Payward said Mazars withdrew from the exchange’s nearly completed 2022 audit despite finding no fraud, raising no concerns about management’s integrity and reporting no disagreements with the company. “An audit is not a favor. It is oxygen,” Sethi wrote, arguing that independent audits are essential for obtaining banking services, licenses and other business relationships. Sethi said Mazars’…

Binance recorded about $1.23 billion in net outflows during the week beginning June 29, according to DefiLlama data reported by Cointelegraph. The figure was up 207% from about $400 million in the previous week. The exchange also recorded about $3.2 billion in monthly net outflows. The move showed that users were moving more funds away from the world’s largest crypto exchange by trading volume. The outflows came as market focus turned to Ethereum withdrawals from Binance. Data from CryptoQuant showed more than 166,000 $ETH withdrawal transactions in one day. https://x.com/cryptoquant_com/status/2072980165341401496?s=20 CryptoQuant community analyst Darkfost said the level had not been…

The leading cryptocurrency, Bitcoin, is stuck between $60,000 and $62,000. According to recent analyses, $BTC is testing the $60,000 support level due to the lack of recovery catalysts. In this context, although Bitcoin rose above $65,000 on Monday, it subsequently fell back to the $62,000 level. The market is now focused on whether the $60,000 support level will hold. It is noted in the market that $60,000 is seen as the most important short-term technical and psychological support level. According to analysts, institutional investors, who led the rally in the current cycle, are reducing their risk, making a strong recovery…

The cumulative fee revenue generated by decentralized finance (DeFi) protocols from the start of 2023 through May 2026 has reached approximately $25 billion, according to a new report from Unfolded. The data, sourced from Token Terminal, highlights a significant milestone for the sector, demonstrating that DeFi platforms can generate real, measurable income beyond speculative trading activity. DEXs Drive Half of All Fee Revenue Decentralized exchanges (DEXs) were the primary contributors, accounting for roughly half of the total fee revenue collected during this period. Their dominance reflects the sustained user demand for permissionless trading, particularly in volatile market conditions where traders…

Ethereum treasury company BitMine Immersion Technologies (BMNR) continued its aggressive accumulation strategy last week, adding 42,197 $ETH to its balance sheet as it edges closer to controlling 5% of Ethereum’s circulating supply. The latest purchase brings BitMine’s total holdings to 5.74 million $ETH, valued at approximately $10.3 billion at current market prices. However, Ethereum has underperformed over the past 24 hours and risks dropping below $1,700 in the near term. BitMine nears 5% Ethereum ownership goal According to blockchain analytics platform Arkham, BitMine now owns roughly 4.75% of Ethereum’s circulating supply. https://twitter.com/arkham/status/2074187046042714122 Based on current market prices, the company would…

Shares of Coinbase Global COIN moved lower on Friday after Baird reiterated its Neutral rating on the cryptocurrency exchange operator but lowered its price target, warning that weak trading activity could continue to weigh on the business. Coinbase stock fell nearly 7% in trading to around $152. The shares have struggled throughout 2026, declining roughly 34% since the start of the year as cryptocurrency prices have remained near their 52-week lows. Baird also named Coinbase a “Bearish Fresh Pick,” citing concerns that soft trading volumes may persist for an extended period and could lead to disappointing second-quarter results. Weak trading…

The $XRP price remains down despite the success recorded by the $XRP ETFs, leading to questions about how these products actually benefit $XRP. Following their launch, spot $XRP ETFs witnessed massive institutional demand, leading to multiple milestones. However, this success has not translated into improved price performance. This report discusses the reasons behind the disconnect between $XRP ETF success and $XRP price action, as well as how these products could actually benefit $XRP in the long run. $XRP ETFs Saw a Strong Start Spot $XRP ETFs officially launched in the United States in November 2025, although some $XRP futures-based products…

SEC Commissioner Hester Peirce, the chair of the agency’s crypto task force, has outlined her regulatory priorities for the remainder of her term, warning that if the CLARITY Act passes it will create substantial new rule-writing obligations the SEC needs to begin preparing for now. CLARITY Act Is the Hinge Point Peirce made clear that the crypto task force’s direction depends significantly on whether the CLARITY Act clears Congress. “Clarity does give us quite a few regulatory obligation or rule writing obligations,” she said. “That’s something that we’re watching and we’re trying to prepare for, what that will look like…