Author: NBTC

Crypto lending rates depend on fixed vs variable APRs, when interest starts accruing, and how tightly borrowing costs track LTV, volatility, and actual capital usage. Summary Fixed APR loans lock borrowing costs for a set term but usually charge higher rates to compensate for interest-rate risk, which can be inefficient if market conditions improve.​ Variable APR loans adjust with liquidity demand, collateral risk, and platform utilization, often starting cheaper but spiking during volatility and requiring active risk management.​ Platforms such as Clapp use pay-as-you-use credit lines, charging interest only on drawn funds while linking APR to real-time LTV, keeping unused…

BitMine Immersion Technologies Inc. has strengthened its position in the digital asset space, purchasing over 102,000 Ethereum, as co-founder Tom Lee argues that the company’s long-term strategy remains solid despite market volatility. Summary The purchase brings BitMine’s Ethereum holdings to approximately 3.97 million ETH, valued at $12.2 billion, placing the company on track to meet its goal of acquiring 5% of the Ethereum network’s total supply. Lee, also the chair of BitMine, expressed confidence in the digital asset market, citing upcoming regulatory developments and his belief in the long-term potential of AI and blockchain technologies. As the company expands its…

Shares in publicly traded brain-machine and artificial intelligence firm VisionSys AI (VSA) have plunged more 77% on Wednesday amid word that the firm is selling shares in a registered direct offering. The firm anticipates it will generate around $12 million in proceeds from the sale, though there is no mention of how its proceeds will be used. VSA—recently priced at $0.29 per share—had already fallen on Tuesday, bringing its five-day dive to more than 88% as of this writing. Wednesday’s low of about $0.24 per share is the lowest price seen for VSA since January, per Yahoo Finance. In October,…

It’s not every day the U.S. Securities and Exchange Commission (SEC) takes a step back and says, “You know what, maybe we’ll just let this one slide.” But that’s exactly what happened with crypto cases after President Donald Trump returned to the White House, according to a New York Times investigation. Summary A New York Times investigation reveals that over 60% of ongoing crypto cases were either paused, reduced, or dismissed after Trump’s re-election. This includes cases involving well-known Trump supporters like the Winklevoss twins and major industry players. While the SEC insists legal and policy shifts, not political ties,…

Nasdaq is preparing to file paperwork with the U.S. Securities and Exchange Commission (SEC) to enable nearly round-the-clock trading, aiming to match the increasingly global nature of financial markets and investor behavior, Reuters reported Monday. Under the proposal, Nasdaq would expand trading hours for stocks and exchange-traded products (ETPs) from 16 hours to 23 hours per day, five days a week. The new schedule would include a day session from 4 a.m. to 8 p.m. ET, followed by a one-hour break, and then a night session running from 9 p.m. to 4 a.m. ET the following day. The trading week…

Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. The internet scaled because IP created a universal fabric for data. Web3 never got that luxury. Instead, it inherited 1980s-era networking and a patchwork of ad-hoc protocols that slow down and congest the moment you try to run real transactions at scale, let alone billions of AI agents, global settlement layers, or a planetary-scale decentralized physical infrastructure network sensor mesh. We’re long past the point where faster chains or bigger blocks can help. Summary Web3 can’t scale…

DeFi protocols achieved one major shift in 2025 – they tripled the amount of value returned to token holders. In the past few months, various forms of revenue sharing accelerated. DeFi protocols had one of their strongest years, bringing peak fees for some of the protocols. The big shift in 2025 is that more DeFi platforms introduced forms of revenue sharing. As token prices stagnated, revenue sharing turned into an incentive for users to continue adopting new protocols. The shift started with Hyperliquid, later putting pressure on other protocols to distribute fees. Widely used hubs like Pump.fun and Uniswap also…

BitMine Immersion Technology (BMNR), one of the largest institutional treasury companies focused on Ethereum, has maintained its aggressive accumulation strategy despite volatility in the cryptocurrency markets. The company purchased 102,259 Ethereum (ETH) last week, marking a new acquisition worth approximately $320 million. With this latest transaction, BitMine’s total ETH holdings have reached approximately 4 million. The company maintains its long-term strategy of controlling 5% of Ethereum’s total supply. Despite the purchase, BitMine maintained its cash position at $1 billion. The company’s total assets reached $13.2 billion, including a limited Bitcoin investment and its stake in Eightco (ORBS), a digital asset…

The ongoing government shutdown is nearing its end, and market optimism is slowly returning as major U.S. indexes climb on renewed hopes for economic stability. As investors turn to generate passive income and shield themselves against future volatility in a period of cautious recovery, we have selected 2 dividend stocks with the potential to turn $100 into $1,000 in 2026. UnitedHealth (UNH) UnitedHealth Group (NYSE: UNH) offers an annual dividend yield of 2.7% and maintains a 49.99% payout ratio, based on its current $327.45 share price, which puts it notably above the sector average of 1.58%. As such, the UNH…

Crypto industry executives have urged the US Securities and Exchange Commission to shift its thinking on blockchain privacy tools, pitching that there are legitimate applications for them outside of criminal use. The SEC hosted crypto and finance executives for a discussion and panel on financial surveillance and privacy on Monday, the agency’s sixth crypto-focused roundtable this year, as it seeks to overhaul its approach to crypto. StarkWare general counsel Katherine Kirkpatrick Bos, who participated in a panel discussion, told Cointelegraph after the event that a major takeaway was that there shouldn’t be an assumption that those using and creating privacy…