Across three stages, the Swell event will explore where finance is heading: liquidity and settlement, tokenization of real-world assets, stablecoins in bank-grade production, the first year of the spot $XRP ETFs, AI agents that move money, and post-quantum security, while Ripple CTO Emeritus David Schwartz and Ayo Akinyele, Senior Director of Engineering at RippleX, will discuss what’s next for the $XRP Ledger.
Ripple CEO Brad Garlinghouse will participate in a fireside chat on the evolution of digital assets and where the industry is headed. He will also moderate two conversations: one with Tom Farley, Chairman and CEO of Bullish, on digital asset markets and the future of global finance, and one with actor and co-founder of Water.org Matt Damon and Gary White on how technology and partnerships expand access to financial opportunity.
$XRP fix upgrade to go live in October
The fixCleanup3_4_0 amendment, a collection of fixes for Single Asset Vaults, the Lending Protocol, Automated Market Makers, the permissioned DEX, trust lines, NFTs, MPTs, Escrow, Sponsorship, transaction signing, and permission delegation, is set to launch on the XRPL mainnet on October 23, 2026.
The fixCleanup3_4_0 amendment is essential for Permission Delegation, as until it is enabled, users would not be able to delegate the PaymentBurn granular permission.
October 23, 2026, represents the earliest activation date, as validator support must remain above 80% throughout.
