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XRP Ledger AI Services Top 5,400 Across More Than 190 Merchants

t54 reported that the XRP Ledger AI Hub listed 5,410 live services from 193 merchants on Nov. 13, with more than 15.6 million settled payments and over $78,000 in cumulative value. The directory counts each offering separately, and its expansion reflects growing infrastructure for AI agents to purchase data, computing and model access using XRP or RLUSD.

By NBTC3 min read

XRPL AI Hub Lists More Than 5,400 Services

Payment infrastructure developer t54 said on X on Nov. 13 that AI agents, software that performs tasks on a user’s behalf, could buy more than 5,400 live services on the $XRP Ledger (XRPL). The company said:

“More services mean more reasons to pay in $XRP and $RLUSD.”

Figures checked on Nov. 13 showed 193 registered merchants on the XRPL AI Hub, along with 5,410 live services and 15,692,399 settled payments. The platform separately reported more than $78,000 in cumulative settled value. Its directory counts individual offerings, so a merchant can provide multiple services.

A summary of the agentic economy on the $XRP Ledger. Source: t54/X

Agent Payments Grew From 1 Million to Nearly 12 Million

The hub launched in July as agent payments approached 1 million. On July 21, J. Ayo Akinyele, head of engineering at RippleX, Ripple’s blockchain development arm, discussed the 1 million transaction milestone. His comments described the early development of tools and standards for autonomous spending on $XRP Ledger.

By Oct. 3, tracked activity had reached nearly 12 million x402 payments, extending that earlier milestone. Akinyele named data purchases and AI model use as leading applications. Available offerings also included financial data, risk, and credit services, expanding the resources automated buyers could access.

How Agents Buy Services With $XRP and $RLUSD

Under x402, a standard for payments in web requests, a provider gives its price and payment requirements before delivering a service. The buyer signs a transaction, while t54’s facilitator acts as a payment intermediary. It checks the transaction against the requirements, submits it to XRPL, and returns the settlement result. The payer retains control of their private keys.

Ripple’s XRPL AI Starter Kit is a collection of developer tools and integrations that includes x402 support contributed by t54. Agents can use $XRP or $RLUSD to buy API access, computing, and AI inference, the use of trained models to generate answers or other outputs. The kit’s wallet tools support balance checks, payments, and transaction tracking.

Providers set their own prices. $RLUSD supports dollar-denominated payments, alongside purchases with $XRP. Examples listed on the hub include AI model access for 0.0005 $RLUSD per request and cryptocurrency token analysis for 0.001 $XRP per request.

Beyond XRPL, the broader x402 standards effort supports multiple payment methods for automated commerce. Ripple joined the Linux Foundation-backed group as a premier member in July. Other participants include Visa, Stripe, Google, and Mastercard, bringing payment companies and technology providers together.

The hub’s service count includes large catalogs from individual merchants. Monid Tool Router, which brings together services from multiple providers, joined the hub on Oct. 20 with more than 2,600 pay-per-call offerings from over 80 providers. The services were priced in $RLUSD.

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