Crypto founder Edoardo Farina has reiterated his ambitious stance on XRP, arguing that not holding XRP is the biggest investment risk.
Farina shared this bold view in response to a statement from EasyA founder Dom Kwok, who asserted that crypto is not a risky venture. Rather, he suggested that not investing in crypto is what’s truly risky.
Kwok’s statement taps into the belief that crypto is the future and will drive the next financial revolution. However, despite the growing utility, progress, and education surrounding the crypto space, some prominent critics continue to dismiss its relevance, labeling it a risky endeavor.
Nonetheless, crypto advocates like Kwok argue that the opposite is true. His statement suggests that those not involved in crypto now risk missing out on a once-in-a-lifetime opportunity, such as getting in early or being part of the coming financial revolution.
Notably, some attribute the hesitation to engage with crypto to a desire for psychological safety. Still, crypto advocates believe that not stepping outside the norm is the real risk.
“Not Holding XRP Is the Biggest Risk”
Meanwhile, industry commentators like Farina have taken this sentiment even further, singling out XRP as the preferred asset to hold amid the brewing crypto revolution. He emphasized that XRP itself is not risky; rather, the “biggest risk” is not investing in XRP.
XRP isn’t risky. The biggest risk is having no $XRP. https://t.co/cXhXHsszNF
— EDO FARINA 🅧 XRP (@edward_farina) April 27, 2025
This perspective builds on his ongoing and fervent advocacy for XRP. In numerous posts, Farina has urged crypto enthusiasts to hold at least 1,000 XRP, which he believes is the minimum threshold to “position for success.” In his view, not holding this minimum amount is an irrational investment strategy.
At other times, he has encouraged investors to hold enough XRP to qualify for the top 10% of the XRP Rich List, requiring 2,500 tokens at the time of writing. In a bold declaration, Farina argued that holding 10,000 XRP could lead to an “unfathomable financial breakthrough.”
The key point of these daring statements is his outlook that XRP could be worth significantly more in the future—and that, in hindsight, investors may regret not holding enough.
For instance, Farina once argued that a future where one XRP token is worth $10,000 is “inevitable.” In this hypothetical scenario, 10,000 XRP tokens, worth around $22,500 today, would be valued at $100 million.
Critics Disagree
Although this projection has been widely dismissed, even within the XRP community, it highlights Farina’s bold optimism about XRP and his belief that more people should be holding the coin.
However, not everyone shares his enthusiasm. Replying to his tweet, some users remarked that they hold only as much XRP as they can afford to lose. Others suggested that holding XRP might leave investors broke for decades, sarcastically referring to it as a “stablecoin.”
These perspectives stem from XRP’s well-known underperformance. While the coin has shown periods of impressive growth, it is still trading below its all-time high seven years and counting. This continued stagnation is a key reason many critics remain skeptical of XRP’s potential.
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