Author: NBTC

On Monday, Pulte posted that Fannie Mae and Freddie Mac will be “simplifying mortgage pricing” by ending FICO’s customary and arguably monopolistic role in mortgage applications. Although introducing one competitor into a monopoly simply creates a duopoly, Pulte exclaimed to the horror of executives at Fair Isaac Corporation, the maker of FICO credit scores, “Fannie and Freddie are hereby moving to $ONE PRICING GRID with VantageScore joining the existing FICO Classic pricing grid.” In pre-market trading today, NYSE-traded FICO stock had dropped by over 20%, losing over $3 billion. By 11am, the drop was closer to 30% with a market…

Moreover, Davis questioned whether Cardano’s technology and development efforts have translated into meaningful adoption. In his view, eight years should have given the network enough time to demonstrate stronger user activity. He also compared Cardano’s progress with that of other major blockchain networks, particularly Solana. Specifically, Davis questioned why Cardano had not become the “Solana equivalent in terms of use,” pointing to the significant difference in adoption and network activity between the two ecosystems. Davis further urged those still waiting for Cardano’s anticipated growth to reconsider their expectations. He questioned whether investors want to wait another eight years for the…

Market Snapshot As the IRS intensifies its regulatory focus, ETF providers are likely to experience a shift in operational dynamics. While the broader market reflects mixed signals, the implications of this notice could lead to increased compliance requirements. This scrutiny may impact investor confidence in ETFs that do not adhere strictly to the outlined regulations, potentially reshaping market participation dynamics in the long term. Exchange-traded funds (ETFs) are investment funds traded on stock exchanges, much like stocks. The IRS has jurisdiction over financial products to ensure compliance with tax regulations and protect investors. This regulatory body plays a crucial role…

Why It Matters Banks often flag card-funded crypto purchases as high-risk and decline them. Mobile wallets use tokenized card details and biometrics, which gives issuers stronger proof that the buyer is genuine. That helps Stripe directly, since it acts as merchant of record and absorbs liability for fraud and disputes. Is Apple Doing the Same? Not quite. Apple doesn’t run an onramp. Apple Pay is the checkout button inside other companies’ onramps. Stripe already supports it, and Coinbase enabled Apple Pay across apps using its Onramp from December 2, 2024. Apple’s own plans are the bigger story. On August 26,…

At 893,391, the count also exceeded 99% of all daily readings recorded by the network, according to Galaxy’s data. The research firm did not identify a single event, application, or group of users responsible for the increase. Yesterday was the 4th largest daily transaction count in Bitcoin’s history. The daily transaction count of 893,391 is above the 99th percentile of its historical range. pic.twitter.com/ROm8TYgXwK — Galaxy Research (@glxyresearch) September 7, 2026 YCharts recorded the same total and showed that daily transactions had risen from 723,854, representing an increase of about 23.4% in 24 hours. Compared with 441,035 transactions on the…

Uniswap Labs announced the two Ethereum pools, $USDC/$USDT and $USDC/$USDG, on Sept. 10. Its Sept. 16 explanation noted that Providers allocating capital now are choosing a fee mechanism alongside the token inventory it requires them to hold. What the dynamic fee captures The deployment documentation lists one-for-one reference rates for both pools. The implementation’s fee path uses that stored reference and the pool’s price, without consulting an external market-price feed. Inside a narrow band around the reference, the fee varies by swap direction to target a consistent bid and ask before price impact. When the pool sits exactly at the…

The move puts a fresh tax question over a crypto ETF market that has spent the past year adopting the same in-kind machinery long used by traditional funds. Last year, the Securities and Exchange Commission (SEC) approved in-kind creations and redemptions for spot crypto exchange-traded products, saying the change could reduce costs and price slippage. Treasury stopped short of challenging the conventional ETF redemptions. Instead, its concern centers on structures that use those transactions to achieve tax outcomes regulators say may bear little relationship to a fund’s underlying economics. Crypto enters the IRS crosshairs through a 90% tax test At…

Stablecoin Transfer Volume Surpassed $5B Specifically, data from RWA.xyz shows that stablecoin transfer volume reached $5.25 billion over the past 30 days. This represents an 18.21% increase from the figure recorded 30 days ago. The growth has come alongside the rising presence of $RLUSD, Ripple’s stablecoin, on the $XRP Ledger. In addition, the number of stablecoin holders on the $XRP Ledger has also increased. Over the past 30 days, stablecoin holders grew 10.13% to 80,740. This indicates that the network is now witnessing growing participation in the stablecoin market amid increasing adoption. $XRP Stablecoin Transfer Volume Spikes The stablecoin market…

In the 10 days since, US regulators have put out more crypto policy than Congress managed in two years. How crypto moves forward without the CLARITY Act U.S. regulators are considering frameworks for crypto exchanges, leveraged trading, stablecoins, and blockchain-based recordkeeping. Additionally, the Fed’s proposed GENIUS Act rules would also establish requirements for stablecoin reserves and risk management. At the same time, traditional financial assets such as stocks, funds, and Treasury-backed products are increasingly being represented and traded on blockchains. However, these regulatory steps are not equivalent to a permanent law. Exemptions and regulatory guidance, according to SEC Chair Paul…

멀티버스엑스($EGLD) 거래 유의 종목 지정 안내멀티버스엑스($EGLD/KRW, $EGLD/$BTC, $EGLD/$USDT)가 거래 유의 종목으로 지정되었습니다. 입출금 서비스는 이미 중단되었으며, 추후 재개 시 출금 서비스만 우선 재개됩니다. 입금 서비스 재개 여부는 별도 안내드릴 예정입니다.MultiversX ($EGLD/KRW,… — Upbit Korea (@Official_Upbit) September 21, 2026 MultiversX exploit triggered the Upbit warning The warning follows a confirmed attempt to exploit a virtual-machine-level atomicity issue on the MultiversX mainnet. MultiversX initially disclosed on Sept. 19 that it was investigating a potential mainnet issue and prioritizing user safety and stable network operation. As crypto.news previously reported, the project’s first statement did not classify the event as an exploit or disclose…