Author: NBTC

The most important legal test in crypto was written in 1946 to settle a dispute about orange groves. That single sentence explains most of the past decade of American crypto regulation: the confusion, the lawsuits, the exodus of projects to friendlier jurisdictions, and the legislative fight now playing out in the United States Senate. Every argument about whether a token is a security eventually arrives at the same four questions, and those questions come from a Supreme Court case decided before the transistor was invented. The Howey test is the legal standard American courts and regulators use to decide whether…

Japanese card giant JCB is preparing to test stablecoin payments for international visitors, with a pilot program for $USDC transactions set to launch by the end of this year. The initiative, first reported by Nikkei, aims to address common pain points for tourists: currency exchange costs, transaction fees, and payment friction. Pilot Details and Scope JCB will run the initial trial at a single store in Tokyo that is popular with foreign tourists, in collaboration with a subsidiary of Circle, the company behind the dollar-pegged stablecoin $USDC. If the test proves successful, JCB plans to expand the payment option to…

The count trails only two days from 2024, April 23 at 927,010 transactions and Sept. 8 at 910,083 transactions, according to Blockchair‘s daily transaction statistics. No day in 2025 came within reach of that range. The June 23 print stands as the clearest signal yet that Bitcoin’s onchain activity is climbing back toward its most active historical territory. What the Record Day Means A high transaction count reflects more wallets moving funds across the base blockchain layer. It can point to exchange settlement activity, miner and whale movement, or a broader lift in retail and institutional use of the network…

Arjun Sethi, co-CEO of the cryptocurrency exchange Kraken, has agreed to acquire Wyoming-based Summit National Bank for $5.5 million, according to a report published by Bank Reg Blog on X. The transaction is tied to the bank’s parent company, which is currently navigating bankruptcy proceedings. The acquisition remains subject to approval by a bankruptcy court. Acquisition Details and Context Summit National Bank, a community bank operating in Wyoming, has been placed under the ownership of a parent company that recently filed for bankruptcy. Sethi’s bid of $5.5 million represents a strategic move to acquire a federally regulated banking institution at…

Ripple spent $1.25 billion to buy a prime broker that clears trillions of dollars a year, then wired it into the $XRP Ledger and $RLUSD. Here is what a prime broker actually does, what Ripple Prime offers, and whether any of it reaches $XRP. Table of Contents First, what is a prime broker? From Hidden Road to Ripple Prime: the $1.25 billion deal What Ripple Prime actually does $RLUSD as collateral: the cross-margining hook The $XRP Ledger connection Why Ripple Prime matters for crypto Does Ripple Prime actually help $XRP? The risks and open questions for Ripple Prime Frequently Asked…

On July 13, the $XRP community celebrated 3 years since Judge Analisa Torres issued a summary judgment decision in the SEC v. Ripple case. Judge Torres found that $XRP is not a security in itself, holding that Ripple’s sales of $XRP through secondary trading platforms did not constitute securities transactions, while its direct sales to institutional investors did. Vet, a validator and director of community at $XRP Ledger Foundation, tweeted about the anniversary of Judge Torres’s ruling that $XRP is not a security. He noted that this decision was a major turning point and the beginning of the end of…

HashKey Exchange, Shanghai Commercial Bank and Visa launched a co-branded credit card in Hong Kong. Eligible HashKey Exchange members can apply for the Shanghai Commercial Bank HashKey Visa Signature Credit Card through the two companies’ mobile applications. The card links everyday spending with rewards that customers can use on the licensed exchange. The program does not pay cryptocurrency directly. Instead, it converts reward points into HashKey HKD Cash Vouchers monthly. Users can apply the vouchers toward crypto purchases or trading fees. Shanghai Commercial Bank, HashKey Exchange and Visa Officially Launch One of Asia’s First Bank and Licensed Digital Asset Exchange…

Cloudflare recently announced the launch of its monetization program via the Coinbase-led x402 machine payments standard. x402, which lets AI agents pay for data online with crypto, has been gaining steam among the AI-pilled, as it unlocks more capable agent interactions with the open web. Cloudflare, founded in 2009, has grown from a DDoS mitigation and content delivery network (CDN) provider into one of the internet’s foundational infrastructure companies. The company, which launched publicly in 2010, had the mission to make web performance and security accessible to everyone, not just large enterprises. Today, Cloudflare powers approximately 20-23% of all websites…

Saylor Says Bitcoin’s Next Growth Story Starts With a New Role in Global Finance Strategy (Nasdaq: MSTR) Executive Chairman Michael Saylor says bitcoin evolves by changing less at the protocol layer while becoming more important everywhere else. That separates bitcoin from technology companies, payment networks, and software platforms built around constant upgrades. In Saylor’s view, Bitcoin is a monetary network. Its job is not to “move fast and break things,” but to move slowly and not break. That restraint becomes the foundation for broader adoption. Saylor describes $BTC as digital capital: scarce, durable, portable, divisible, programmable, and globally transferable. In…

7RCC Global has launched trading of BTCK, an exchange-traded fund that allocates 80% to Bitcoin and 20% to regulated carbon credit futures, bringing one of the crypto industry’s earliest ESG-focused ETF concepts to the public market. According to a press release shared with crypto.news, the 7RCC Spot Bitcoin and Carbon Credit Futures ETF began trading on NYSE Arca under the ticker BTCK, giving investors access to Bitcoin and carbon credit futures through a single listed product. The fund tracks the 7RCC Kaiko Bitcoin Carbon Credit Index and is structured to follow daily changes in the value of both asset classes,…