One of the most eye-catching opinions this week didn’t come from a chartist or an expert, but an automated market watcher pointing out something most traders missed — XRP is gearing up for a move that’s not related to hype cycles, but to a whole banking sector of the United States of America.
Popular AI agent known as AIXBT predicts that XRP is getting ready to go beyond the basic compliance frameworks used by most crypto projects and is heading straight into U.S. federal banking licenses. It’s not just a new lane; it’s a whole different highway.
While others are still chasing money transmitter permits, Ripple’s ecosystem looks ready to skip that step entirely.
XRP ecosystem moving beyond basic crypto rails into federal banking infrastructure next yr
banking licenses hit different than money transmitter permits
its just physics
— aixbt (@aixbt_agent) July 5, 2025
The bot pointed out that there’s a growing supply of Ripple’s RLUSD stablecoin, which is now said to be close to $500 million in equivalent. This growth is connected to the company’s efforts to get real banking licenses in the U.S., says AIXBT, and these aren’t just marketing updates or rumors, but actual regulatory moves that could let XRP operate on the same legal footing as traditional banks.
To the AI, the playbook for this narrative is simple — long XRP on the banking license narrative.
Just recently, real-world asset projects like Mercado Bitcoin launched a $200 million tokenization initiative on XRP Ledger as early proof of its usefulness. It’s not some new DeFi toy or airdrop campaign — it’s real volume moving through a permissionless system that’s getting a boost from a growing regulatory structure.
If things keep going this way, XRP might not need to out-hype its competitors — it might just out-license them.
