Wirex integrates Tempo for enterprise stablecoin cards

Wirex has added Tempo as a live settlement option for enterprise stablecoin card programs after the network processed more than $1 billion in transfers during a 30-day period.

Wirex said on Sept. 10 that fintech companies and digital platforms using its infrastructure can select Tempo to settle transactions connected to their card products. The integration combines Wirex’s licensed card services with a Layer 1 network developed for stablecoin payments.

The announcement identifies Wirex as a principal member of Visa and Mastercard. Its business platform covers card issuance, wallets, compliance and stablecoin settlement through one integration. Tempo supplies the blockchain layer and works with participating companies on product design and technical deployment.

Neither company identified the first customers using the joint service. Transaction values, supported stablecoins, card availability and launch markets were not disclosed. Wirex said the first programs were moving toward production, while further details would be released later.

Wirex adds Tempo as a stablecoin settlement option

Enterprise clients can use Tempo as the settlement network beneath stablecoin-backed cards issued through Wirex. A cardholder can spend from a stablecoin balance while the infrastructure providers manage the movement of funds and the connection to established card networks.

Wirex handles the regulated parts of the card program, including issuance, wallets and compliance. The company said it issues cards under its own licenses through its Visa and Mastercard memberships. Access and product features may still depend on the jurisdiction, customer type and regulatory status of each program.

Tempo describes its blockchain as a payments-first Layer 1 incubated by Stripe and Paradigm. The network was designed for stablecoin transfers instead of general-purpose blockchain activity. Its listed features include settlement in under one second, stablecoin-denominated transaction fees and dedicated payment capacity.

Network charges can be paid with stablecoins, removing the need for customers to hold a separate blockchain token solely for gas. Tempo says predictable fees can help businesses calculate transaction costs before moving payments through the network.

The integration does not mean Wirex has issued a new stablecoin or launched a new consumer card. It gives existing and prospective enterprise clients another blockchain option when constructing card programs through Wirex’s infrastructure.

Tempo provides payment data and optional privacy

Tempo attaches structured information to transactions, allowing payment records and settlement details to travel through the same system. The feature is intended to simplify reconciliation, which involves matching payments with invoices, customer records and internal accounting entries.

For businesses processing a high number of card transactions, missing or fragmented payment data can require separate databases and manual checks. Tempo says its transaction structure lets companies maintain payment context without separating the financial transfer from its associated information.

The network’s privacy system, called Tempo Zones, is designed to keep balances and transactions private while supporting selective disclosure. Participating companies can share specified records for audits or compliance reviews without making every transaction detail publicly visible, according to Tempo.

Wirex and Tempo have not published the technical configuration used by the first card programs. No public information identifies which records remain private, who controls disclosure or how compliance officers can access protected transaction data.

Tempo’s reported $1 billion in 30-day stablecoin transfer volume came from the network itself. The companies did not provide an independent audit of the figure or separate card settlement from other transfers. It should therefore be treated as a network-reported activity measure, not confirmed Wirex card volume.

Stablecoin card programs receive implementation support

Tempo’s Stablecoin Advisory group and forward-deployed engineers will help customers design card and settlement flows. Their work covers architecture, infrastructure selection, prototypes and production deployment.

The advisory unit has worked with companies including DoorDash, Deel, Klarna, Felix and ARQ, according to the announcement. Wirex did not say whether any of those companies would launch cards through the new integration.

Daniel Rowlands, general manager of Wirex, said Tempo gives partners “fast, predictable and private settlement.” He said Tempo’s technical teams could help companies move from integration to production faster, though the companies provided no deployment timetable against which that claim could be measured.

Ani Narayan, go-to-market executive at Tempo, said Wirex gives companies building on the network a route to issue stablecoin-backed cards. The service pairs the blockchain with Wirex’s regulated card infrastructure and implementation support.

Wirex reported that its infrastructure reached $1 billion in annualized on-chain volume 131 days after launch, then doubled the annualized rate 110 days later. Annualized volume is a projection based on activity over a shorter period and does not mean the platform processed $2 billion during those 110 days.

No verified market reaction accompanied the announcement. Wirex is privately held, and the partnership did not introduce a publicly traded token for Tempo.

Payment companies are extending stablecoins to cards

Stablecoin companies and established payment networks have been testing ways to connect blockchain balances with conventional cards. Wirex introduced a Visa Direct service in February that lets participating businesses fund eligible card payouts with stablecoins.

In related coverage, Wirex joined Visa’s Agentic Ready program in June to test payments initiated by artificial-intelligence agents. The program involves identity, authorization and transaction controls for payments requested by software agents.

Card networks have pursued their own stablecoin services. Mastercard announced in 2025 that Wirex was among the participants in its Crypto Credential system, which assigns verified identifiers to eligible blockchain accounts and is designed to reduce address errors during transfers.

Stablecoins are moving into bank-controlled payment infrastructure as well. As crypto.news reported, U.S. Bank completed a USBDC payment on Stellar between its North American and European entities. The bank tested minting, redemption, freezing and clawback functions but did not announce public access to the token.

Fidelity Digital Assets has taken a different route by issuing a publicly transferable dollar token. In related coverage, Fidelity launched its FIDD stablecoin for eligible institutional and retail customers, with reserves held at Bank of New York Mellon.

Wirex and Tempo said they are working on their first joint enterprise programs. Their announcement did not provide launch dates, name participating issuers or disclose which countries will receive the first cards.