- A newly released roadmap of the Stellar Foundation highlights the need to significantly improve on three key areas – Real-World Assets, monthly active addresses, and Decentralized Finance.
- Stellar seeks to reach a Total Value Locked (TVL) of $1.5 billion in 2025 while supporting lending, saving, and borrowing protocols.
The Stellar Foundation has officially unveiled its 2025 roadmap. According to the report shared on X, its operation for the year would be based on three primary objectives bordered around open participation, everyday financial services, trust, and results-driven execution.
Source: Denelle Dixon
Delving into the Roadmap
In the report, the Stellar Foundation emphasized that its first objective for the year is to make a groundbreaking entry into the top ten Decentralized Finance (DeFi) platforms. According to them, this would be feasible by first targeting a Total Value Locked (TVL) of $1.5 billion. Defillama data shows that Stellar has a current TVL of $62.24 million.
Under this objective, it plans to significantly transform the DeFi ecosystem by supporting lending, borrowing and saving protocols. Meanwhile, Stellar Foundation has planned to use innovative means to bridge Traditional Finance (TradFi) and DeFi. Additionally, it would expand protocol diversity and composability while accelerating developer adoption and growth.
We win when more developers see Stellar as a top DeFi platform that enables them to launch and scale successful products and makes it clear that while many chains are focused on DeFi, Stellar is one of the few, differentiated chains that can deliver on the full stack of everyday financial services.
On its second objective, the Stellar Foundation disclosed that it would enter into the top ten list of projects with the most monthly active addresses. Specifically, it seeks to reach 5 million monthly active addresses, with 3 million expected to be payment-focused.
To achieve this, Stellar hints that it would bring new users on-chain through enterprise adoption that scales, the use of friendly applications that work, digital assets that provide real-world solutions, and simple wallets for everyone.
Final Objective in the Stellar Foundation’s Roadmap
Thirdly, Stellar seeks to reach $3 billion in Real World Assets (RWA) in 2025. According to the report, the team would seek to maintain its second position under this category while scaling volume. Interestingly, this would be achieved by building a “Stellar-first” issuance platform, growing the user engagement of retailers, onboarding institutional asset issuers, and expanding asset classes and use cases.
Concerning this, Ondo Finance and the Stellar network have already collaborated to expand access to blockchain and unlock new opportunities for RWA financing. As mentioned in our previous news brief, this initiative is partly meant to launch the United States Dollar Yield (USDY) on the Stellar network. Also, Stellar has become a key member of the RWA Foundation to enhance scalable and blockchain solutions as we reported in December.
We win by growing that overall number of on-chain RWAs as a means to continue to strengthen the network with new assets that promote stability and bring new utility. The vertical is increasingly viewed as the crux of interoperability between traditional and digital finance – and that is where Stellar belongs.
According to the Stellar Foundation, this report does not only represent “just another blockchain roadmap” but also creates a financial infrastructure that focuses on the provision of economic value to businesses, institutions, and consumers. To prepare the grounds for this development, Stellar validators recently proposed an upgrade to increase its ledger read or write and also improve the event size limit, as detailed in our last news piece.
