Close Menu
  • Coins
    • Bitcoin
    • Ethereum
    • Altcoins
    • NFT
  • Blockchain
  • DeFi
  • Metaverse
  • Regulation
  • Other
    • Exchanges
    • ICO
    • GameFi
    • Mining
    • Legal
  • MarketCap
What's Hot

which is the better buy?

12/07/2025

More Bitcoin? Crypto Should Account for Up to 40% of Portfolios, Influential Financial Advisor Says

12/07/2025

T, AB, GNS, SEI, & HSK Lead Top Crypto Assets in Strong Accumulation Phase, Sets for Price Rally 

12/07/2025
Facebook X (Twitter) Instagram
  • Back to NBTC homepage
  • Privacy Policy
  • Contact
X (Twitter) Telegram Facebook LinkedIn RSS
NBTC News
  • Coins
    1. Bitcoin
    2. Ethereum
    3. Altcoins
    4. NFT
    5. View All

    which is the better buy?

    12/07/2025

    El Salvador Overtakes North Korea in Bitcoin Holdings After Lazarus Group’s Reduction

    12/07/2025

    Bitcoin price could hit $140k as institutional interest rises: MEXC COO

    12/07/2025

    $878,917,974 Bitcoin Stun Largest US Crypto Exchange, Coinbase

    12/07/2025

    Massive Binance Whales’ Ethereum (ETH) Accumulation: Is Supply Shock Incoming?

    11/07/2025

    Ethereum (ETH) Price Prediction for July 8

    11/07/2025

    Ethereum Whale Moves Signal Price Surge Incoming – Will ETH Hit $3,000 Soon?

    11/07/2025

    It’s Time for Ethereum (ETH), Which Lags Behind Bitcoin, to Explode! Analyst Points to This Week!

    11/07/2025

    T, AB, GNS, SEI, & HSK Lead Top Crypto Assets in Strong Accumulation Phase, Sets for Price Rally 

    12/07/2025

    Over 130M $GALA Bridged Daily as Node Staking Changes Go Live

    12/07/2025

    Memecoin PNUT Rips on Elon Musk’s Epstein Cue

    12/07/2025

    Aptos RWA TVL Soars 55% to Surpass Stellar, Now 3rd Behind Ethereum & zkSync

    12/07/2025

    Volume Plunges While Transactions Soar

    11/07/2025

    Snoop Dogg’s TON NFT Launch Could Signal New Narrative for NFT Market

    10/07/2025

    Snoop Dogg’s Telegram NFT Drop Sold Out in Half an Hour

    10/07/2025

    Why a ‘Mobile-First’ Mentality Drove OpenSea’s Latest Acquisition

    09/07/2025

    which is the better buy?

    12/07/2025

    More Bitcoin? Crypto Should Account for Up to 40% of Portfolios, Influential Financial Advisor Says

    12/07/2025

    T, AB, GNS, SEI, & HSK Lead Top Crypto Assets in Strong Accumulation Phase, Sets for Price Rally 

    12/07/2025

    Is Regulation Getting More Hostile?

    12/07/2025
  • Blockchain

    DeepLink and Roam Unite to Build Borderless Cloud Access and Gaming

    10/07/2025

    A Breakthrough for Blockchain Exploration

    10/07/2025

    Dechat Forges Partnership with Bullbit AI to Transform AI-Driven Trading Infrastructure

    10/07/2025

    It May Also Be Developing Its Own Blockchain!

    10/07/2025

    Veritas and Bixos Join Forces for the Secure Tokenization of Real Estate

    10/07/2025
  • DeFi

    Plume Launches SkyLink on TRON to Enable Real-World Asset Yields

    11/07/2025

    EUL Hits New All-Time High Led by Protocol Growth

    11/07/2025

    AscendEX Forges Partnership with M3 DAO to Bridge Real-World Finance and Web3

    11/07/2025

    Aave Outperforms DeFi Sector with 52% TVL Surge in Q2

    11/07/2025

    Bitcoin Exchange Bithumb Shares New Listing Announcement! Here’s the Listed Altcoin

    11/07/2025
  • Metaverse

    Elon Musk’s xAI Quietly Fixed Grok by Deleting a Line of Code

    09/07/2025

    Bonk.fun Grabs 55% of Solana Token Issuance Share, Pushes BONK Demand

    08/07/2025

    Apple’s Top AI Exec Leaves For Meta Amid Aggressive Hiring Trend

    08/07/2025

    Automobili Lamborghini Unveils Digital Temerario and GT3 NFTs in Wilder World

    07/07/2025

    Microsoft’s AI Diagnoses Like House, Bills Like Costco

    02/07/2025
  • Regulation

    More Bitcoin? Crypto Should Account for Up to 40% of Portfolios, Influential Financial Advisor Says

    12/07/2025

    Tensions Escalate Between Donald Trump and Fed Chair Jerome Powell – Trump Sends Handwritten Letter – Here Are the Details

    12/07/2025

    Circle, One of the Largest Stablecoin Companies, Files Critical Bank Application in the US

    12/07/2025

    Goldman Sachs Changes Its Forecast for When the US Will Cut Interest Rates – Here’s the New Date

    12/07/2025

    Hut 8 tightens Trump family ties through American Bitcoin

    12/07/2025
  • Other
    1. Exchanges
    2. ICO
    3. GameFi
    4. Mining
    5. Legal
    6. View All

    Stunning Fact About Binance’s CZ Revealed by Anthony Pompliano

    12/07/2025

    Morning Release from South Korea! Two New Altcoins Listed, Prices See Sharp Rise!

    12/07/2025

    The winners and losers of Phantom’s Hyperliquid integration

    12/07/2025

    Coinbase Downtime Fuels “Full Send” Speculation as BTC Hits New All-Time High

    12/07/2025

    ICO for bitcoin yield farming chain Corn screams we’re so back

    22/01/2025

    Why 2025 Will See the Comeback of the ICO

    26/12/2024

    Blazpay and Onmi AR Unite to Elevate Web3 Gaming Experience

    10/07/2025

    Floki’s Valhalla Surpasses 100K Veras Minted Within Days of Launch

    09/07/2025

    Gear Runner Integrates with Meta Arena to Deliver Gamified Real-World Activity and Move to Earn for GameFi Fans

    09/07/2025

    Off The Grid studio unveils Solana cofounder-inspired skin

    09/07/2025

    Russia elevates AI over Bitcoin with impending ban on data center mining

    11/07/2025

    BIT Mining Stock Soars After Bitcoin, Dogecoin Miner Reveals $300 Million Solana Pivot

    11/07/2025

    Shareholders push back against high pay for public Bitcoin miner execs after record equity grants

    11/07/2025

    KULR Mining Hits 750 PH/s With New Bitmain Mining Rigs Stationed in Paraguay

    10/07/2025

    Is Regulation Getting More Hostile?

    12/07/2025

    European Union’s SEC Issues Cryptocurrency Warning!

    12/07/2025

    SEC’s Halt of ETF Holding XRP and Solana Has Investors ‘Suffering Harm’, Grayscale Says

    12/07/2025

    Grayscale Sends Special Letter to SEC Regarding XRP, Solana, and Cardano ETFs – Here’s What It Says

    12/07/2025

    which is the better buy?

    12/07/2025

    More Bitcoin? Crypto Should Account for Up to 40% of Portfolios, Influential Financial Advisor Says

    12/07/2025

    T, AB, GNS, SEI, & HSK Lead Top Crypto Assets in Strong Accumulation Phase, Sets for Price Rally 

    12/07/2025

    Is Regulation Getting More Hostile?

    12/07/2025
  • MarketCap
NBTC News
Home»Altcoins»Ripple Studied by Central Banks as Alternative to SWIFT—XRP Integration in Sight?
Altcoins

Ripple Studied by Central Banks as Alternative to SWIFT—XRP Integration in Sight?

NBTCBy NBTC10/07/2025No Comments4 Mins Read
Share
Facebook Twitter LinkedIn Pinterest Email


  • Central banks are seeking more efficient ways to facilitate international payments, and Ripple is emerging as a key player in these discussions.
  • SWIFT remains the backbone of global financial messaging, used by banks and financial institutions.

A post from X Finance Bull on the social media platform X is stirring up the crypto space. The message was, “Still doubting $XRP? Read slower. Project Stella (European Central Bank + Bank of Japan) literally studied Ripple’s rails next to SWIFT to rewire cross-border payments with DLT. If the central banks are watching, maybe you should be too.” And honestly? They might be onto something.

Launched in 2016, Project Stella is a joint research initiative by the European Central Bank (ECB) and the Bank of Japan (BoJ). It was created to do practical testing of Distributed Ledger Technology (DLT) in core financial systems. The kind of stuff that keeps the world’s economy running.

This study began in 2017, when the ECB and BoJ recreated elements of their real-time gross settlement systems using blockchain frameworks. Their goal was to see if DLT could handle day-to-day transaction volume. The answer? Yes, but with caveats.

They then looked at using DLT for delivery-versus-payment (DvP) scenarios in 2018 when phase 2 began. Again, the findings were cautiously optimistic.

But it was Phase 3 (2019) that got especially interesting. Here, the banks dug into cross-border transactions, specifically how to make them safer, faster, and more efficient. And it was here, in the context of real-world payment improvements, that Ripple’s network was recognized alongside SWIFT.

So, What Does This Mean?

To understand why Ripple’s growing presence matters, it helps to look at the system it’s being compared to. Short for the Society for Worldwide Interbank Financial Telecommunication, SWIFT has been the backbone of international banking for decades.

Since its launch in 1973, it has connected over 11,000 banks and financial institutions across more than 200 countries. But SWIFT is essentially a messaging network, not a settlement engine.

It sends payment instructions, but the actual movement of money is handled by a web of intermediaries, often taking two to five days, especially for cross-border transfers. It’s reliable, yes, but slow, expensive, and opaque, with fees, delays, and little visibility for the end user.

Unlike SWIFT, Ripple is about both messaging and instant settlement. Through its RippleNet platform, Ripple offers a way for financial institutions to communicate and settle payments almost in real time.

The report stated that, ” Ripple has developed xCurrent, which connects financial institutions via a global network of participating entities (RippleNet). xCurrent is built around ILP and enables bidirectional communication between participating entities and coordination of payments across ledgers. ”

That means both parties know the status of a payment before it’s completed, drastically reducing errors, delays, and costs. And if institutions use Ripple’s On-Demand Liquidity (ODL) solution, they can even use XRP as a bridge asset to instantly convert currencies.

They end up eliminating the need for nostro/vostro accounts (those pre-funded bank accounts that tie up billions globally just to facilitate currency exchange).

The X Finance Bull then stated, “XRP will explode soon.” This can be interpreted in a couple of ways. On one hand, we might eventually see the integration of XRP into global financial systems. As CNF previously reported, Ripple and the XRP Ledger have appeared in discussions tied to BRICS financial planning, as the alliance explores alternatives to traditional banking.

On the other hand, it could simply refer to XRP’s price action. Currently trading at $2.39, the token has gained 10.39% in the past week and another 4.10% in the past day, hinting at a possible breakout toward the $3 mark.

Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
NBTC

Related Posts

T, AB, GNS, SEI, & HSK Lead Top Crypto Assets in Strong Accumulation Phase, Sets for Price Rally 

12/07/2025

Over 130M $GALA Bridged Daily as Node Staking Changes Go Live

12/07/2025

Memecoin PNUT Rips on Elon Musk’s Epstein Cue

12/07/2025

Aptos RWA TVL Soars 55% to Surpass Stellar, Now 3rd Behind Ethereum & zkSync

12/07/2025
Add A Comment

Comments are closed.

Top Posts
Get Informed

Subscribe to Updates

Get the latest news from NBTC regarding crypto, blockchains and web3 related topics.

Your source for the serious news. This website is crafted specifically to for crazy and hot cryptonews. Visit our main page for more tons of news.

We're social. Connect with us:

Facebook X (Twitter) LinkedIn RSS
Top Insights

which is the better buy?

12/07/2025

More Bitcoin? Crypto Should Account for Up to 40% of Portfolios, Influential Financial Advisor Says

12/07/2025

T, AB, GNS, SEI, & HSK Lead Top Crypto Assets in Strong Accumulation Phase, Sets for Price Rally 

12/07/2025
Get Informed

Subscribe to Updates

Get the latest news from NBTC regarding crypto, blockchains and web3 related topics.

Type above and press Enter to search. Press Esc to cancel.