The DeFi industry is experiencing fast growth, and Pieverse has partnered with TermMax in order to address this growth. Pieverse’s AI agents will work together with TermMax’s vault system to provide stable and predictable automated transactions. The partnership’s primary objective is to develop a solid foundation for reliable on-chain finance as DeFi and neobanking continue their development.
Bridging the Gap Between AI and Stable Yields
At the center of this collaboration is TermMax’s fixed-rate yield protocol as it integrates into the Pieverse Agentic Neobank console. Historically, DeFi yields have been extremely unstable and difficult to predict, so autonomous agents dependent upon relying on strict mathematical predictability will struggle to properly manage long-term risk. By utilizing TermMax’s vault infrastructure, Pieverse agents can now utilize fixed-rate returns and have certainty without the unknowns typically associated with variable interest rates.
Pieverse AI agents are used to automate this infrastructure by depositing stablecoins into TermMax vaults. They lift Ondo Real World Assets (RWAs) to secure returns and build their yield profile. The ability to lock in rates protects these autonomous entities from experiencing rapid market crashes in yields while they grow their portfolios sustainably and without the need for repetitive human action.
Enhancing Agentic Capabilities with RWA and Yield Looping
One of the most exciting things about this partnership is its focus on yield looping/integration of real-world assets. Pieverse agents will be able to take advantage of the tokenized real-world assets from Ondo Finance to serve as collateral, increasing the efficiency of their capital utilization.
The market for RWAs in decentralized finance is rapidly growing and will entail moving traditional financial instruments onto the blockchain with the liquidity needed to do so; therefore, this is a major trend for 2026, according to experts.
Agents can perform “one-click yield looping” via the integration of TermMax. In this manner, assets can be deposited, then borrowed against at a set interest rate with the proceeds reinvested, allowing for maximum APY to be realized. The loan contract is executed with one simple click; therefore, the user interface and experience don’t require technical integration by the end user. This makes it very easy for retail investors to use the AI powering Pieverse to allocate their funds.
Incentivizing the Future of Autonomous Finance
To promote the use of the new agent-centric structure at a faster rate, TermMax and Pieverse have created a multi-level reward program. Users who deposit into Pieverse wallet agents will receive bonus TMX points in addition to their normal PIEVERSE rewards. The purpose of this dual token incentive program is to provide initial liquidity for the newly built vaults while providing rewards for being an early adopter of the agent-led banking model.
This trend aligns with a growing trend towards greater liquidity and increased access to tools for electronic banking for AI-driven platforms.
Conclusion
The collaboration between Pieverse and TermMax is an important step in the development of Agentic DeFi. The use of AI agents will provide fixed-rate yields and real-world asset-covered collateral to create a more effective and economically sound on-chain finance system. As these autonomous agents develop, they will be closer to breaking down the barrier between traditional neobanking and Decentralized protocols, thereby allowing for fully autonomous and predictable financial management.
