A prominent XRP community commentator and founder of Alpha Lion Academy has pointed out that it is extremely rare to see holders of 10,000 XRP, identifying an accumulation opportunity.
XRP has maintained relevance in the crypto ecosystem since its launch over a year ago. Expectedly, the asset has attracted millions of investors, with total wallets soaring to 6.42 million at press time. Data confirms that, with this latest figure, XRP has welcomed over 610,000 addresses this year alone.
However, most of these wallets are not holding substantial amounts of the token. Edoardo Farina, who serves as the CEO of Alpha Lions Academy, called attention to this reality in a recent disclosure. Interestingly, the pundit’s disclosure identified an opportunity for those on the sidelines to deepen their reach in the market.
Only 4.67% of XRP Wallets Hold 10,000 XRP
According to Farina, it is “extremely rare” to see investors who hold more than 10,000 XRP tokens. Interestingly, on-chain data confirms this comment from the community pundit. Specifically, data from the community-driven Rich List shows that XRP wallets with 10,000 XRP and more only amount to 300,119.
XRP Wallets
Notably, this figure indicates that investors holding 10,000 XRP and more only make up 4.67% of the total XRP wallets of 6.42 million. Also, bringing this threshold further up, only 136,347 addresses hold 25,000 tokens and more. This figure represents a mere 2.1% of total wallets.
Interestingly, data also shows that the top 4% of XRP holders hold at least 11,166 XRP tokens, with only 256,836 wallets in this tier. Meanwhile, the top 1% hold 51,319 XRP and above, with 64,209 in this category. Only 642 addresses are in the top 0.01%, mostly constituting Ripple and other institutions.
Top XRP Holders
Retail Still Early
This reality shows that retail investors have not particularly entered the XRP market en masse, presenting an attractive opportunity for those who have remained on the sidelines to get into the scene. Despite XRP’s near-13-year history, adoption is still in its early stages, especially for the everyday investor.
Farina has consistently championed the call for a broader accumulation by retail, recently intensifying this campaign. Particularly, in late December 2024, the pundit boldly suggested that individuals who do not own at least 10,000 XRP might be making a lifetime mistake.
His commentary not only targeted market participants without an XRP investment but also those with significantly fewer XRP holdings. In January 2025, Farina also predicted that those holding at least 10,000 XRP tokens could attain financial freedom in the future, suggesting that the 10,000 token mark might be the benchmark.
Currently, with XRP trading for $2.28, an investor would need to spend $22,800 to procure 10,000 XRP tokens. This capital was significantly lower last November when XRP traded for $0.50. At the time, one needed only $5,000 to amass 10,000 tokens.
Community pundits such as Edoardo Farina believe the cost of securing these 10,000 XRP tokens will continue to increase in the years to come. This presents the current cost as a discount. Most recently, analyst Barric suggested that investors would someday say XRP at $100 as a cheap price, predicting a possible run to $1,000. Notably, at $100, the 10,000 tokens would be worth $1 million.
