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Home»DeFi»Cardano (ADA) Founder Charles Hoskinson Discusses the Future of ADA, XRP, and His Newly Launched Altcoin
DeFi

Cardano (ADA) Founder Charles Hoskinson Discusses the Future of ADA, XRP, and His Newly Launched Altcoin

NBTCBy NBTC28/12/2025No Comments2 Mins Read
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Cardano (ADA) founder Charles Hoskinson, in his comprehensive assessment of the current state and roadmap of the Cardano ecosystem, shared noteworthy predictions for both Cardano (ADA) and the new Tier 2 solution Midnight (NIGHT).

According to Hoskinson, a significant improvement in Cardano’s DeFi metrics is expected next year. With major integrations rolling out, Bitcoin and XRP-based DeFi flows will move towards Cardano networks, strengthening the ecosystem in terms of liquidity and usage.

Hoskinson also placed special emphasis on Cardano’s governance structure. Arguing that Cardano currently has the largest on-chain governance system in production, Hoskinson stated that approximately 1.5 billion ADA tokens, governed by an on-chain constitution, are at the heart of this structure. He said this model sets a significant example in the industry for decentralized and transparent decision-making processes.

In his assessment of the Midnight project, Hoskinson stated that traditional banks could eventually add a Midnight bridge to their own blockchains, but this should be done on a level playing field for everyone, in accordance with the fundamental principles of Web3. According to the founder, Midnight, despite being in its early stages, has gained remarkable momentum and has become Cardano’s first native asset to trend above Bitcoin and Ethereum.

Hoskinson also highlighted Midnight’s potential for integration into different ecosystems. He stated that adding Midnight to the XRP DeFi space would create significant competitive pressure for traditional banks, and that its integration with Bitcoin would bring Satoshi Nakamoto’s vision of global finance one step closer to reality. Specifically regarding the Cardano ecosystem, he claimed that Midnight, with its scalable and privacy-focused DeFi solutions, could increase monthly active users, transaction volume, and total value locked (TVL) by approximately tenfold.

On the distribution side, Hoskinson argued that the NIGHT token has reached approximately 1.5 million unique users, which he considered a remarkable achievement.

Finally, Hoskinson also touched upon the size of the Bitcoin DeFi market, noting that in some ecosystems, approximately 20% of the volume is Bitcoin-derived. He stated that the Litecoin, Dogecoin, Bitcoin, and XRP DeFi spaces are still largely untapped, adding that these markets offer trillions of dollars in long-term opportunities and that Cardano has a significant competitive advantage in this area thanks to its accounting compliance.

*This is not investment advice.

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