Author: NBTC

AI chatbots ChatGPT and Grok AI point out what they believe could be the ideal XRP prices for when banks decide to mass adopt XRP for ODL. Notably, XRP, often called “the banker’s coin,” has been at the center of discussions around crypto’s potential to improve cross-border transactions. XRP boasts lower fees, greater security and higher speed, making it ideal for this utility. XRP Ideal Choice for Cross-Border Transactions As a result, blockchain payment firm Ripple already leverages XRP as a bridge currency for its On-Demand Liquidity (ODL) solution (now Ripple Payments). Despite this, some argue that banks and financial…

Riot Platforms’ VP of Research, Pierre Rochard, yesterday testified before the Texas Senate Committee on Business and Commerce in support of Senate Bill 21, which would establish a state Bitcoin reserve. His testimony on Feb. 18 detailed the proposal’s role in strengthening state finances amid economic uncertainty and emphasized Bitcoin’s verifiable ledger and capped supply as key attributes that set it apart from other digital assets. Rochard, who highlighted how he has written extensively on Bitcoin and contributed to open-source projects since his graduate studies at the University of Texas at Austin in 2012, explained that a state reserve would…

While blockchain applications in the medical sector continue their upward push, utilities for smart contracts in healthcare are projected to surpass a market capitalization of $10 billion by 2030. The report, compiled by Research and Market, anticipates increased growth for the global healthcare smart contracts market, citing several reasons for the market expansion. Currently valued at $3.2 billion, the sector’s growth is expected to reach $10.1 billion by 2030, with a compound annual growth rate (CAGR) of 21.4%. Healthcare smart contracts are on-chain digital agreements deployed to automate medical transactions and data exchanges. According to the 189-page report, the biggest…

Franklin Templeton, a major global asset manager, said Wednesday it has launched its tokenized U.S. Treasury fund in Luxembourg, expanding access to European institutional investors. The launch of the Franklin OnChain U.S. Government Money Fund marks the first Luxembourg-domiciled fund investing in U.S. government securities that’s fully tokenized, the asset manager claimed in a press release. This means shares in the fund are recorded and transferred on the blockchain rather than through traditional processes, using Franklin Templeton’s proprietary blockchain-based transfer agency platform for handling transactions to offer enhanced efficiency, transparency and security. The fund is available on the Stellar Lumens…

Unlike most blockchain networks, the XRP Ledger (XRPL), created by Ripple, offers no incentives to its developers and community members, similar to Bitcoin. However, recent posts on X have raised concerns about XRPL’s stability and the need for incentives. Crypto enthusiast J. Scott Branson stated that XRPL is unstable, adding that he “cannot encourage anyone to store assets on the Ledger.” He suggested moving XRP tokens to a trusted exchange. ‼️I always encouraged people to trust L1 networks, like the XRPL, over exchanges.Given the instability of the XRP Ledger, I can not in good faith encourage anyone to store assets…

Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. Let’s bury a tired narrative: blockchains are the internet’s Wild West, a digital frontier beyond the reach of law. Late last year, when Deutsche Bank—a giant of modern finance worth approximately $32 billion—announced its own layer-2 network, it confirmed what many of us have long known. Traditional finance isn’t fighting the blockchain revolution; it’s trying to use it and tame it. The challenge, as Deutsche Bank is discovering, lies in reconciling the radical transparency of public ledgers…

Bitcoin (BTC), the largest cryptocurrency, just hit its long-anticipated $100,000 milestone. Here are five metrics you need to know to navigate through the opportunities bull market unlocks for crypto traders and investors. Five Bitcoin (BTC) metrics for 2025 bull run: Highlights As Bitcoin (BTC) and the entire cryptocurrency market are gearing up toward new highs, let’s dive into five metrics that indicate the current status of the crypto market: Bitcoin (BTC) price and market capitalization. Since BTC remains the largest crypto by market cap, its performance is a critical catalyst for every large-cap cryptocurrency, market sentiment and global macro processes.…

The TON Blockchain ecosystem continues its expansion thanks to the investment from TVM Ventures, which has raised 5.75 million dollars to support three innovative projects: Torch Finance, Factorial Finance, and Memes Lab. These projects aim to strengthen the DeFi and SocialFi sectors within TON, with solutions designed for liquidity, lending, and community engagement. Torch Finance: a Stable Swap protocol for TON Factorial Finance: the first decentralized lending system on TON Memes Lab: SocialFi and meme coin on TON The impact of TVM Ventures on TON and DeFi Torch Finance: a Stable Swap protocol for TON Torch Finance is a Stable…

This is a segment from the Empire newsletter. To read full editions, subscribe. The vibes may be off over on CT, but they’re not off for wrapped asset startup Universal, which exclusively told Empire about a $9 million round it raised led by a16z. Universal Protocol was deployed roughly six months ago. According to Universal’s Austin Diamond — who’s also behind Alongside — the team’s been “really excited about the growth it’s seen since then.” Which is understandable, given the metrics readily available via Dune. Since the launch, users have traded well over $800 million in uAsset volume. Source: Dune…

Despite not being a full week old at press time, 2025 is already emerging as a strong continuation of the cryptocurrency – and meme coin – bull market. One digital assets trader turned into a spectacular example of this fact as they managed to, within just 10 hours, turn a $2,000 investment into more than $3 million in profit, per data Finbold retrieved from Solscan on January 6. The trader used 10 Solana (SOL) – worth just over $2,000 – to purchase 22 million Hyperfly (HYPER) in the afternoon of January 5. Shortly after minding, they began selling the meme…