Author: NBTC

David Schwartz has been making the same point since 2017, and most people still get it wrong. The Ripple CTO recently revisited a post he wrote years ago, addressing something that trips up a lot of $XRP holders: the idea that a lower token price is better for payments. His answer was: It does not matter. If $XRP is a dollar, you need a million tokens to move a million dollars. If $XRP is worth a million dollars, you need one. Same cost. Different efficiency. “The higher the price of $XRP, the cheaper it is to use for payments,” he…

Major US banking trade groups have asked the Treasury Department and the FDIC to pause three $GENIUS Act rulemaking comment periods until the OCC finalises its primary stablecoin framework, while stablecoin startup Agora simultaneously filed for a national trust bank charter on April 24 to establish a federal presence before the rules harden. The $GENIUS Act banking groups officially pushed back on April 22 when the American Bankers Association, the Bank Policy Institute, and two other trade associations wrote to the Treasury Department and the FDIC requesting extended comment periods on three proposed implementation rules. As crypto.news reported, the groups…

Bithumb, one of South Korea’s leading cryptocurrency exchanges, announced an important decision that will closely concern its investors. The exchange stated that it has removed Polkadot ($DOT), which it had previously placed on its watchlist due to the risk of delisting, from this status. In an official statement, the company announced that the issues that led to Polkadot being placed on the watchlist have been resolved and the project has successfully passed the reassessment process. With this development, $DOT has returned to normal trading status on the Bithumb platform, eliminating the risk of delisting. Bithumb periodically reviews projects to ensure…

Blockchain gaming network Ronin ($RON) will migrate to an Ethereum Layer 2 solution on May 12. The project announced this transition on its official X account. It launched in 2021 as an independent sidechain. This move aimed to meet the high-speed demands of Axie Infinity (AXS). The decision now comes from the maturation of the Ethereum Layer 2 ecosystem. Ronin stated that the OP Stack has advanced enough to handle millions of transactions daily. Ronin Migration to Ethereum Layer 2: Key Details and Timeline The Ronin migration to Ethereum Layer 2 marks a significant shift for the blockchain gaming sector.…

In brief Bitcoin posted its worst quarterly performance since 2018, falling about 22%. The cryptocurrency outperformed equities and gold after the Iran war outbreak. Analysts point to Fed policy and a resolution to the Middle East conflict as key Q2 catalysts. Bitcoin closed the first quarter of 2026 with its worst performance since early 2018, shedding nearly a quarter of its value as war, tariffs, and a hawkish Federal Reserve battered risk assets. The cryptocurrency fell from around $95,000 in February to roughly $66,700 by quarter’s end, a decline of about 22% year-to-date, according to a report from institutional trading…

Forbes’ newly announced 2026 Billionaires list shows that Binance founder Changpeng Zhao (CZ) is now richer than tech mogul Bill Gates. CZ came in 17th place in the magazine’s annual ranking of the richest people in the world, while Gates is placed not far from him at 19th. CZ Outranks Gates in Forbes Billionaire List Released annually, the Forbes Billionaires List provides a real-time snapshot of the wealth of the most prolific entrepreneurs, investors, heirs, and celebrities worldwide. According to Forbes’s website, as of March 11, 2026, the former Binance executive has a net worth of $111.1B, while Gates’ is…

Avalanche ($AVAX) price traded just in the green on Tuesday morning as most cryptocurrencies held near key levels amid ongoing market weakness. However, investor attention on the altcoin could rise as South Korea’s KB Kookmin Card accelerates the development of a stablecoin-based payment model on the Avalanche network. $AVAX price hovered around $8.94 during early Asian hours, up 1.7% in the past 24 hours. Hybrid stablecoin card payments KB Kookmin Card, one of South Korea’s largest credit card issuers, has announced its move to build a hybrid payment system that integrates blockchain-based stablecoins into its existing card infrastructure. The financial…

Ripple CEO Brad Garlinghouse declared at $XRP Las Vegas that the CLARITY Act will pass by the end of May, his third public deadline for the bill after predicting 80% odds of April passage on Fox Business in February and revising to May at two successive industry events. Brad Garlinghouse confirmed his end-of-May CLARITY Act timeline at $XRP Las Vegas on April 30, three months after first placing an 80% probability on April passage during a Fox Business appearance. Disruption Banking reported that Garlinghouse is betting the bill clears the Senate Banking Committee, passes the Senate floor, and reaches Trump’s…

XO Market is betting that the future of prediction markets won’t be dictated by centralized teams deciding what people can trade on, but by users themselves. The startup, which just closed a $6 million seed round led by 20VC, Picus Capital, Coinbase Ventures, Venture Together and a group of angels including Australian cricket captain Pat Cummins, is positioning itself as the “YouTube of prediction markets,” according to co-founder Ali Habbabeh. “Today’s major platforms like Kalshi and Polymarket act more like Netflix,” Habbabeh told CoinDesk in an interview. “They decide what markets exist. We’ve flipped that model entirely. On XO, users…

The DeFi Report, a closely followed analysis platform in the cryptocurrency markets, has examined the potential bottom levels for Bitcoin (BTC) in the current cycle. Company analysts, considering both macroeconomic uncertainties and on-chain data, urged investors to “be patient.” Mike, the company’s chief analyst, argued that despite a general market downturn, the “most attractive buying point” has not yet been reached. Referring to Warren Buffett’s investment philosophy, the analyst argued that a 5-6% drop in prices doesn’t represent significant value; real opportunities lie in declines of 50% or more. The analysis focuses on two key metrics for predicting Bitcoin’s bottom.…