Author: NBTC

A few months ago, I was speaking with a fintech team about their cross-border payment flows. High volume, fully compliant, nothing unusual. Even then, transfers were taking days. Fees were layered and hard to unpack. And visibility into where funds sat in the system was limited. This is not a fringe problem. This is how global payments still work. Now compare that to what is happening today. A Revolut user in Europe can send USDC or USDT and have it settle in seconds. No intermediaries. No waiting. No hidden spreads quietly eating into the transaction. The experience feels exactly the…

Decentralized finance (better known as DeFi) is a set of peer-to-peer financial services running on decentralized blockchains, most commonly Ethereum. Uniswap has been one of Ethereum’s hottest projects ever since its launch in late 2018. But can the rise of SushiSwap endanger its very presence? This article is delves into the infamous Uniswap Vs Sushiswap competition, comparing their pros and cons for users, liquidity providers, and token holders. What are decentralized exchanges (DEX)? The most prevalent decentralized exchanges or protocols are UniSwap, Curve, SushiSwap, and Balancer. All of these DEXs are based on the Ethereum blockchain. A decentralized exchange allows…

Financial technology trade groups, led by the American Fintech Council, are urging the Federal Reserve to move forward with a plan that would give certain non-bank financial firms direct access to U.S. payment rails. “A well-designed payment account can expand competition and responsible innovation in payments without introducing new risk,” Phil Goldfeder, CEO of the American Fintech Council, said in a statement on Monday. A payment account is a limited Federal Reserve account that allows certain financial firms to send and settle payments directly, without granting them full banking privileges.  The push comes as the Fed reviews responses to…

While regulatory efforts for the cryptocurrency market in the US continue unabated, a new draft prepared under the “Clarity Act” has brought a notable change to the forefront. According to the revised text, stablecoin users will be prohibited from earning yields simply for holding their assets. The draft aims to prevent the awarding of rewards tied to stablecoin balances, a step reportedly taken to prevent the formation of a structure similar to a banking system. It is stated that the regulation in question is particularly influenced by pressure from the traditional finance and banking sector. Coming at a time when…

Wall Street firms may embrace blockchain technology, just not in its current form. The open, distributed ledger visible to all comers runs counter to the way traditional finance works, said Don Wilson, the founder and CEO of DRW, a TradFi trading firm that’s been active in crypto for over a decade. “There is no world in which institutions are going to say, ‘Oh yeah, just publish all of my trades onchain,’” Wilson said at the Digital Asset Summit in New York on Thursday. “Any money manager would view it as a failure of fiduciary duty to publish to the world…

Band Protocol, a decentralized oracle ecosystem, has commenced a new collaboration with Overlay Protocol, a decentralized derivatives trading firm. The partnership marks a substantial move to broaden the exotic perpetual markets within the decentralized finance (DeFi) sector. Today, we’re delighted to announce our strategic partnership with @OverlayProtocol!Overlay is the Exotic Perps DEX that lets you trade the untradable, pushing the boundaries of what’s possible in DeFi.Excited to deepen our collaboration as a data layer on Overlay. 🧵 pic.twitter.com/b2if4yp7SS — Band (@BandProtocol) March 27, 2026 As Band Protocol revealed in an X thread, the development combines its protected oracle infrastructure and…

American billionaire and hedge fund manager Ray Dalio has warned that central bank digital currencies (CBDCs) are coming, which will offer benefits but also potentially allow governments to exert more control over people’s finances. “I think it will be done,” said Dalio on CBDCs in a wide-ranging interview on the Tucker Carlson Show on Monday, which also included topics on the US debt crisis, gold prices, and even a potential civil war. Raymond Dalio is a billionaire hedge fund manager who has been co-chief investment officer of Bridgewater Associates since 1985, after founding the firm in 1975. During the interview,…

Preparations for comprehensive legal regulation regarding crypto assets in Turkey have materialized. The draft text outlines a definition of crypto assets and plans to take significant steps regarding market regulation and operation, particularly concerning taxation. In the draft, crypto assets are defined as intangible assets that can be created and stored using distributed ledger technology or similar technologies, distributed over digital networks, and representing value or rights, within the scope of the Capital Markets Law No. 6362. The rationale behind the regulation notes the rapid growth of the cryptocurrency market both globally and in Turkey, emphasizing the need for new…

Michael Selig, chair of the US Commodity Futures Trading Commission, said blockchain could play a key role in verifying AI-generated content, contending the technology can help distinguish authentic media from synthetic outputs as concerns over misinformation grow. During an appearance on The Pomp Podcast on Thursday, Selig was asked by host Anthony Pompliano about the use of AI-generated memes and images in markets, and whether intent matters or such content should be restricted altogether. He told Pompliano: The private markets have solutions — blockchain technology is a great one. If you can timestamp things and make sure there’s an identifier…

JasperVault, a renowned decentralized exchange for Bitcoin ($BTC) derivatives, has partnered with BlockSec Arena, a next-gen blockchain security firm. The partnership aims to improve the interoperability and security of Bitcoin-focused derivatives trading. As JasperVault pointed out in its official social media announcement, the development endeavors to redefine the derivatives sector to elevate user trust. Hence, the move leverages the expertise of BlockSec Arena to guarantee the safety of trading infrastructure against vulnerabilities. 🤝 Partnership Announcement: @BlockSec_Arena × @jaspervaultExcited to partner with Jasper Vault — a $BTC-centric Perpetuals + Options DEX designed with built-in perp protection.As derivatives infrastructure evolves, security becomes…