Author: NBTC

Robinhood is beta testing a new social feature that allows users to share and discuss trades, marking its first move toward social trading in the U.S. market. Join the inaugural Finance Magnates Singapore Summit 2026, which will bring together brokers, fintechs, banks, EMIs, wealth managers, and hedge funds across APAC. The product, called “Robinhood Social,” reflects a model already popular in Europe, where platforms such as eToro allow users to follow and automatically copy each other’s trades. Robinhood first signaled its interest in social trading features in October 2025. In the U.S., however, that approach sits in a more uncertain…

Bitcoin’s mining difficulty is set to drop about 7.5% tonight, the sharpest fall since the 2022 bear, as hash rate leaves the network and miner margins get relief. Summary CoinWarz estimates difficulty will fall from 145.04 trillion to 134.09 trillion at around 20:51 UTC, a roughly 7.55% drop and the steepest since the 2022 bear phase. The adjustment reflects slower blocks at about 10.82 minutes on average as unprofitable miners switch off, compressing hash price and forcing out higher-cost operators. A drop of this size often signals miner capitulation; weaker players exit while survivors gain share and margins, potentially reducing…

Key takeaways The venture ecosystem often overlooks local businesses, despite their substantial economic contributions. Many US dollars still settle on outdated software, creating challenges for modern banking. Traditional banking systems struggle with digital transformation due to their outdated design. Heavily customized banking systems without version control complicate new platform development. The slow pace of innovation in banking hinders technological progress. Building a layer on top of existing infrastructure can accelerate banking innovation. Smaller financial institutions face regulatory and operational challenges competing with larger banks. Replatforming core systems enables financial institutions to innovate more rapidly. Financial services have lagged in innovation…

Republican senators on the Senate Banking Committee reportedly pressed White House Crypto Council Executive Director Patrick Witt on Thursday to publicly release a study by the Council of Economic Advisers examining stablecoin yield and its potential impact on bank deposits. Sources familiar with the report say its findings lean positive for crypto, potentially undermining the banking lobby’s core argument that stablecoin rewards threaten deposit flight and bank lending. Where’s This Report That Could Reshape the Stablecoin Yield Debate? Senator Thom Tillis and other Banking Committee Republicans confronted Witt during a closed-door meeting about the study, which lawmakers on the committee…

Indonesia now routes crypto trades through licensed exchanges, clearing, and custody. ICEx Group secured funding and approvals to build Indonesia’s regulated market rails. Crypto investors in Indonesia now outnumber the nation’s stock market investors. Indonesia is restructuring its crypto market with stock-market-style infrastructure as ICEx Group secures licenses and raises $70 million, while regulators enforce a three-layer system for all transactions. Indonesia now requires every crypto transaction to pass through a licensed exchange, a central clearinghouse, and an independent custodian. The Financial Services Authority, OJK, oversees the system. The shift follows rapid market growth. Crypto investors reached 20.19 million by…

TL;DR: Daily miner revenue has plummeted to $29.9 million, representing a drop of over 50% from historical highs. The network’s hash rate has begun a decline after peaking at 120,000 TH/s in October, reflecting the disconnection of inefficient hardware. Bitcoin is trading near $69,944, facing increased selling pressure driven by the mining sector’s need for operational liquidity. A crypto warning has been triggered across the digital ecosystem as signs of Bitcoin miner capitulation emerge. Following a highly volatile 2025, on-chain data confirms that mining operations are currently functioning under extremely thin profit margins. Are Bitcoin miners on vacation?Back in January,…

Key takeaways The risk of human extinction due to uncontrolled AI development is significant, emphasizing the need for immediate action. Superintelligent AI systems could eventually surpass human dominance if proactive measures aren’t taken. The evolution of AI is moving towards more autonomous agents, not just chatbots, indicating a shift in capabilities. AI systems are now capable of outperforming humans in standardized tests, highlighting their rapid advancement. The development of AI will continue indefinitely, raising questions about its future implications. The integration of AI into the economy could lead to dire consequences if not managed properly. AI’s impact on the job…

For more than a decade, American investors and innovators have operated under a cloud of uncertainty about when crypto assets implicate the federal securities laws. Markets function best when everybody understands the rules. Yet, for too long, financial regulators have responded to good-faith regulatory inquiries with silence, raised barriers to entry, and ad-hoc enforcement actions that only deepened the industry’s confusion. The Securities and Exchange Commission is taking an important step to reverse that prior approach. The Commission has released a landmark interpretation that finally provides clear guidelines. We establish a straightforward taxonomy of crypto assets — most of which…

Cryptocurrency exchange Bybit has launched a yield-bearing tokenized gold product that lets users earn interest on Tether Gold (XAUT), the latest entrant into a broader push to turn traditionally non-yielding assets into income-generating instruments. The product is designed to convert tokenized gold — typically a passive store of value — into a yield-bearing asset using XAUT, the largest tokenized gold product, the company announced Thursday. It allows holders to earn passive income while maintaining exposure to gold prices. The market cap of Tether Gold reached nearly $3 billion earlier this month. Source: CoinMarketCap Bybit said the offering is part of…

As projections anticipated, Bitcoin’s difficulty adjusted downward at block height 941472, falling 7.76% and easing the path for miners to find blocks over the next two weeks. The network has now logged six difficulty adjustments this year, with the metric sitting nearly 10% below its level at the close of 2025. Lower Bitcoin Difficulty Offers Temporary Relief Bitcoin miners caught a break on Friday, a shift that arrives at a time when revenue has been running thin. At block 941472, the network’s difficulty fell 7.76%, declining from 145.04 trillion to 133.79 trillion. That places the current difficulty 9.76% below its…